Protect what really matters

Congratulations! You are soon to be either a first time homeowner or moving into a new home. This is one of the biggest investments you’ll make in your life. And because of the time and money you’ve invested, it’s also one of the most important steps you’ll take in your lifetime.

As such, you’ll want to make sure that your dependents are covered in case you die or have a serious illness before you pay off your mortgage.


There are a few key service areas we cover:

  • Life Cover for the mortgage debt
  • Life Cover and critical Illness for the mortgage debt
  • Income protection
  • Buildings and Contents Insurance

The video below will explain more

Here at Sanctuary Financial Planning, we have a duty of care to provide you with the best advice should any issues arise that could cause financial hardship, these could include issues relating to your property or the contents of the property or worse still, death or serious illness to one or both who the debt is associated with.

You will have by now received some quotes and information in relation to the best options for you.

Please consider all the options and let us know how you would like to proceed

A condition of the mortgage offer from the lender is a requirement for you to have buildings and contents insurance.

There is no requirement to have any form of personal protection, however we stronger recommend that you have at least some protection in force to at least protect the mortgage debt. 

There are other personal protection plans available that not associated with mortgage debt and should you wish to discuss these further, please do not hesitate to contact us and we can talk through the plans and costs.