Updates
We finally found a place to channel our thoughts – and the bonus is that you get to benefit from it. Here are the latest updates and podcast episodes from Sanctuary FP.
Are Premium Bonds a good place for your savings?
With interest rates low and investment markets experiencing volatility throughout 2020, you may be looking for an alternative place to put your money. Premium Bonds are an option you may be considering, but you could end up missing out on returns. What are Premium...
Pension gap: How can women improve their security in retirement?
We hear a lot about the gender pay gap, but one area that’s often overlooked is the knock-on effect this has for retirement savings. While progress has been made, on average, women are reaching retirement age with far less put away than their male counterparts. The...
The importance of taking stock of your pension withdrawals after market volatility
2020 saw a lot of volatility within investment markets. While vaccine news means there is hope for battling Covid-19 in 2021, there’s still a lot of uncertainty. If you’re retired and are taking a flexible income from your pension, it’s likely your pension is...
The 2020/21 end of the tax year guide
The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your last chance to use them. Making use of appropriate allowances can help you get the most out of your money. Our guide explains seven key...
How to be with family over the festive period this year
This year has been challenging for many of us. With families restricted on when they could meet up due to the Covid-19 pandemic, many have been looking forward to Christmas and the time traditionally spent with loved ones. Reports suggest that up to three households...
The toys topping Santa’s list this Christmas
If you’re struggling for Christmas inspiration when searching for gifts for children, then don’t panic, there’s sure to be something that will delight them in this list. Despite the current economic uncertainty, new research by Rakuten Advertising has found families...
Lasting Power of Attorney: Why is it something we put off?
Naming a Lasting Power of Attorney is something that we should all do. It’s something that can provide us with security if we’re unable to make decisions. While it’s often something that’s associated with being elderly, it’s just as important for younger generations...
The pension basics everyone needs to know
Most workers are now paying into a pension. But research shows that there is a worrying lack of understanding about how pensions work and why they’re a good option for saving for retirement. According to Royal London, seven in ten people admit they have little or no...
How many pensions will you have at retirement?
When we reach retirement age, we use a pension to create an income. But changes to working habits could make it far more complicated for today’s workers. As a result, actively managing pensions now is important. Employees today are likely to swap jobs frequently, to...
New year’s resolutions to improve your finances
The start of a new year is the perfect time to get your finances in order. A few simple changes could improve your finances in 2021 and beyond, setting you up for a healthier financial future. So, whether your finances are in a muddle or you just want to ‘do better’,...