A walk in the park

Indulge us for a moment – picture yourself at the edge of a huge, beautiful national park. You could dive on in without looking at the map, follow your nose and hope for the best. We’re sure you’d muddle through just fine and eventually find your way back.

 

But to really get the most out of it, to make sure you hit all the beauty spots and Instagrammable vistas and still get home in time for tea, you need to plan. You need to know the route, you need to know what provisions to bring, if any. And you need to know what you want to see, and if you have the time and energy to fit it all in.

 

Really, that’s all financial planning is – only the path is your financial security and the journey is the rest of your life.

 

There are a few key service areas we cover:

Advice

Investments

So you’ve got a nice portfolio of investments, but aren’t quite sure how to get the most out of them. You want to see if you can be more tax-efficient, or if you’re even putting your eggs in the right baskets to begin with. No problem, you’ve come to the right place.

Our investment specialists combine their expertise and trusted market knowledge with leading industry technologies to guide you through the most effective processes for the biggest savings and most profitable returns on your investments. We’re independent, so we’ve got the jammy position of having a view of the whole market, not just one place who’s paying us to push their products. Lucky you. 

We’ll work with you to make sure you’ve got the right process, the right plan, the right level of risk, and the insight available to help you realise your financial goals.

Mortgages

You’re looking for mortgage advice? Well what do you know, we’re specialists in that, too. Come on in.

 Whether you’re a first time buyer looking to get a foot on the ladder, remortgaging or moving home, the ever-changing property market can be a minefield when it comes to finding the best mortgage deals to suit your financial situation.

Our independent mortgage advisers have not only years of expertise between them, but they also have access to exclusive rates and packages which can save you valuable time and money. They’ll help you to get the most out of your mortgage, and will also assist with any protection, insurances and paperwork that goes hand-in-hand with your application.

Corporate

We understand that running a business is time consuming – we do it ourselves, too. It’s hard work, isn’t it? Well, that’s why we figured it would be handy to help out other owners by offering a service that meets those specific needs.

Whether you’re looking for the most tax efficient planning, workplace pension schemes, employee incentive schemes or commercial property management, our innovative approach will help you meet your business needs.

Our experienced corporate advisers will work with you to find the most practical and cost-effective solutions for your unique business demands. They’ll help you strategically plan the financial future of your company with efficiency, profitability and longevity in mind.

Planning

Retirement Planning

What would you say if we told you retirement didn’t just have to be about golf? Well, it can be, if that’s what you want. But that’s the beauty of planning for it properly – it’s all about achieving exactly what you want.

Whether you want to keep on living just the way you are now, or you’ve got grand plans to relocate to Tibet and become a goat farmer in the peaceful mountains, we’ll help you plan for it. And guess when the best time to start planning for it is? Yep, it’s right now. 

It’s never too early to start investing for the future, and effective planning is key when it comes to creating a successful retirement strategy. You’ll come away with a clear, simple, and completely tailored investment plan that manages your funds and allows you to retire in the strongest position possible. And don’t forget to send us pictures of the goats.

Wills & Estate Planning

We’re not only here to help you manage your personal finances most effectively. We are also on hand to make sure your good planning and hard work is passed on to your family and loved ones, too. Consider it service for life and beyond.

If you neglect proper estate planning you could be leaving huge inheritance tax implications for those you have left behind. You also won’t be guaranteed that your assets and finances are passed on as you wish. Whilst that’s a great excuse to come back and haunt, we’re sure you’d rather not.

If you’d like to create or update your will, or set up trusts for your loved ones, our independent estate planners can guide you through the process. We’ll help you create the most tax-efficient structure that meets the unique financial needs of both you and your loved ones.

Insurance & Protection

What happens when the unexpected happens? It’s not a nice thing to think about, but it would be even worse to experience it – especially if you hadn’t planned for how you and your family would maintain an income and lifestyle.

There are countless scenarios that could affect your ability to contribute to your household income. Insurance and protection plans are designed to offer you, your family and your assets financial protection should the unexpected happen.

We offer a total market approach to help you find the insurance and protection plans that best fit you and your lifestyle. From life assurance and critical illness cover to home insurance, income protection and commercial insurance, our industry experts have access to the most cost-effective products and policies that will save you time and money. And, best of all, it’ll give you complete peace of mind.